You may also fill out a duplicate of your latest ITR one possess a great BIR stamp. I think for this you to, you are going to need to visit your RDO to find stamped.
When you’re an effective freelancer otherwise a business owner, you might fill out a duplicate of your audited ITR and you may BIR stamp. We didn’t try out this you to because We was not the person who taken out the borrowed funds and i don’t sign up for getting co-debtor, but In my opinion this should indicate getting the latest ITR, and simply to take the fresh new safe front side, their accounting guides, for the RDO.
Whenever you are working, you can decide to submit your own certified 30 days spend sneak dated about 3 months ahead of day regarding app. Jay made a decision to fill in about three in order to close the offer, haha! The guy plus submitted his COE plus them.
This is exactly toward first rung on the ladder. Pag-IBIG tend to assess your articles to evaluate the eligibility to utilize to have a home loan.
After you’ve submitted such data on line, you’ll discover a message compelling one pay for the fresh running commission. We paid Php step one,000. Ensure that you print out a duplicate of confirmation of one’s payment. You’ll have to provide so it so you can Pag-IBIG , plus the almost every other criteria, after you’ve started acceptance to visit their office thanks to email address or a call.
Here you will find the records that you should give Pag-IBIG after you’ve come requested add your articles actually:
step 1. All the new copies of one’s files you filed in the earliest procedure, except for the new selfie. You need to also have the ID photocopied.
2. A copy of the Special Strength out of Lawyer for the agent. (In the installment loan Illinois event the owner is not regarding the Philippines)
The price of notarization relies upon the newest decided price of the home specified in your contract to offer.
They’ll and ask for taking the photographs together with your good ID once more. This time around, it would be their staff that will use the try.
Assessment stage
Since table administrator appears over your articles and you may sees zero inaccuracies, you’re requested to cover appraisal commission. I repaid Php dos,000.
We had been informed to attend having a trip from just one regarding their employees about your agenda of the house appraisal. What takes place throughout the home appraisal is that they will send agencies to see the house to see if it matches their basic and you will criteria.
They named 3 days before it went to. The fresh appraisers was indeed at put from the 8AM. They went inside the, searched the new specifications and you can didn’t very talk to you anywhere near this much. They just went around to check for each space in the house.
Next that has been they. We were told to attend due to their email if or not our loan could have been approved or not accepted; yet not, they currently warned united states that the family we were looking to get is short of step one meter in width on their conditions.
Loan Refused
We gotten an email from Pag-IBIG officially saying that the new size of the house did not see its requirements, and that are one to. That was the termination of the feel……for the moment.
I noticed submitting a letter of reconsideration, but the email address clearly reported that we’d to address the situation and invest in making the needed change, and therefore i didn’t. So we must take on our fate and proceed.
Oh really, about we have attained a life ability that individuals can be use in tomorrow in order to illustrate our very own kids when it’s their move to purchase their property. We were, of course, disappointed, however, we’ll remain our dreams until we eventually get the lay we can label home.