How do i plan for early advancing years which have an excellent Rs 29 lakh construction mortgage set up?

How do i plan for early advancing years which have an excellent Rs 29 lakh construction mortgage set up? I am pramod i am 44 decades i wish to retaire at the ages of 55 ihad spent 3000000 when you look at the nsc and you can kvp during the article 3000000 within the ppf [...]